Five super easy ways to save £100 per month | Fund your dreams

Want to start saving but unsure how much should you save per month? The best figure is around £100 as it’s not too big that it’s unachievable. It can be surprisingly easy to save £100 per month if you plan ahead. Some simple ways to start saving money every month are to evaluate which bills you have and see which ones you can cut back on or drop altogether. You can lower your energy bill by unplugging chargers or turning off lights in rooms that are not being used. In addition to these, these are also simple things you can change in your daily life that will have the pounds you normally spend on things you don’t really need pour back into your bank account. With this money you can start saving towards your dreams, or even just have some extra money to buy the beauty treats you couldn’t normally afford.

Buying food in bulk is a easy way to save £100 per month

One way to help save £100 per month is to buy your food in bulk. You can buy frozen foods or make your meals ahead of time as these are cheaper than cooking from scratch every day. When buying food in bulk how do you make sure the food doesn’t go bad? Start by picking foods that can be frozen easily. Frozen vegetables are a great option for example. A lot of people think they only buy them when they want a quick meal, but they’re also great to have in the freezer so you can add them to dishes or soups without having to worry about them going bad. For fruits, it’s best to stick with berries which don’t turn into mush when frozen and are still delicious when defrosted. Bananas and mangoes also freeze well, as do cherries if you find ripe ones at the store. Opt for frozen meat and fish, or if you buy them fresh make sure you chuck them in the freezer when you get home. Frozen meat and fish wil last a lot longer and you won’t have to throw them out after a few days if they’re not used. Make sure you look for the yellow stickers as this will save you even more money every month.

Potential savings – you’ll be able to save per month £40 or more.

Stop buying takeaway coffees and you’ll easily save £100 per month

Love your daily joe? Can’t resist a Starbucks or Costa Coffee every morning to perk you up? Well whilst it may give you a bit of much needed energy, you’ll spit your coffee out when you know how much it all adds up to. A takeaway coffee from a high street store can cost as much as £2.50, if you’re having one every day that can soon add up. A cup of tea at the counter costs around the same. Therefore, if you were to drink two cups of coffee per day, every day of the week for a whole year, you would end up spending £1,248 on coffee shop purchases alone! With this in mind, it is easy to see how much money can be saved by making your own morning brews instead of going out and buying them every morning.

Potential savings – save £100 per month on takeaway coffee alone

Skip date nights out for date nights at home

Saving money is hard, especially when you’re living on a budget. But there are many ways to save money. One of the easiest ways is to have date night at home. We all love going out on a date with our significant other and having a night of food, drinks, and entertainment. But this can take a toll on your budget. That’s where having date night at home can save you some extra cash.

By having a date night at home, you won’t have to worry about paying for expensive foods or drinks that will quickly add up in your bank account after one dinner or lunch out with your partner. You also don’t have to worry about paying for expensive movies or shows that could cost upwards of £34 for just two movie tickets and popcorn combos!

Whilst you won’t be heading out, you can still enjoy the company of your partner happy in the knowledge that you’re saving money every month. Instead of heading to the cinema you can put Netflix on the big screen, warm up your Butterkist popcorn and even have a cheeky drink as you don’t have to drive home. If you went to the cinema every week by the end of the month you’ll be able to save £100.00 per month.

Potential savings – £136 per month on one date night a week.

Plan your lunch in advance

When you’ve got a busy week planned, it can be hard to find the motivation to plan your lunch in advance. However if you buy lunch when you’re at work you’ll probably spend at least £3.00 a day, even more if you choose to buy fast food for lunch (a Big Mac meal will cost £4.79). Do that every day and your money will soon be diseppearing down a black hole.

The solution is to make your lunch in advance and pack it for the following day. This way you will only need to spend £10.00 or under for the whole week. For example if you had soup two days a week, noodles one day, and sandwiches on the other two you’d only spend around £6.00. This is based on you using time saving methods like Heinz soup and Bachelor noodles which cost around £1.00 each. You can buy a loaf of bread for around £1.00 or less and a packet of meat for around £2.00 or less. If you want to make your food from scratch, it will probably be even cheaper.

Potential savings – at least £44.00 per month (more if you have breakfast when you’re out as well!)

Cancel your gym subscription

The first thing to do is to figure out if you really need the gym. For some people, a gym membership costs more than it’s worth if you don’t use it as much as you should. If you’re not sure, think about the things that might affect your decision. For example, for those who are not regular gymgoers or who have never even set foot in one before, a gym membership is not worth it because they are unlikely to use it. Secondly, for those who need to lose weight and can’t afford a dietician or personal trainer then a monthly subscription may be better used elsewhere. Thirdly, gyms have become aggressive in their marketing tactics targeting customers with promises of quick weight loss and flat stomachs in just two months – but most of these claims are false and often lead people feeling disappointed. If you’re one of those people who go once a month or when they can be bothered, how about switching to a pay as you go gym or even use workout classes on Youtube to get fit. An average monthly gym membership costs £40.00, you can get day passes for around £6.99-£13.99 a month, so if you only go once a month it’ll be perfect for you.

Potential savings – £26.01 per month or less if you want to switch to free Youtube workouts.

If you choose to undertake all of the above you’ll be saving £346.01 a month. Even if you don’t choose to take up everything or don’t give up all your vices, you’ll still be saving more then you have before. With your new found wealth you’ll be able to get one step closer to your dream, whether that’s getting your foot on the housing ladder, or buying a new car. You could even buy all the beauty treats you’ve never been able to afford before.

So how much do you save per month currently? Why not make it a challenge to see how much you can save this month. If you think your friends and family would love to know how they can save at least £100 per month please give the post a share on Twitter, Pinterest and Facebook!

Do comment and let me know if these tips have helped you.